Welcome to the investment company of the future. We provide a platform at https://www.linus-finance.uk where eligible investors (“Investors”, “co-investor”, “you” or “members” ) can join a private markets community with access to top tier real estate debt deals. Linus Digital Finance offers access to institutional-quality real estate fixed income investments through our site.
We provide members with institutional-grade real estate investments. Investments of that class and quality usually attract attention from large national or international investors. Through our site offering, we open up to Investors attractive investment opportunities for which they would in a traditional financing scenario need to make significantly larger investments.
We offer members exclusive access to our Site and access as co-investors to a broad variety of real estate investments typically featuring financing volumes in a range of 6 to 48 months for (i) new buildings (ground-up developments), (ii) development projects on existing objects in prime or good locations to raise their quality level and asset value (so-called value-add and manage to core) and (iii) acquisitions of land with the aim of holding it for future profitable use (land-banking). These projects are spread across all types of real estate classes during all projects phases with a focus on debt and mezzanine financing for residential, office and logistics development as well as operator-managed properties (hotels, elderly care / nursing homes).
LINUS Capital Ltd is registered in England and Wales. Registered Number 12422115. Registered Office: 27 Old Gloucester Street, London, WC1N 3AX. The country of operation is the United Kingdom. Linus Capital Ltd is an Appointed Representative of Infinity Asset Management LLP, which is authorised and regulated by the Financial Conduct Authority. Linus Capital Ltd. is a subsidiary of LINUS Digital Finance AG (together referred to as “Linus Digital Finance”), a German based real estate investment manager registered with and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht ("BaFin") and listed on the Frankfurt Stock Exchange.
By accessing or using this website (the “Site”) of Linus Capital Ltd. and its affiliates (collectively, “Linus Digital Finance” or "LINUS"), you hereby accept and agree to comply with these Terms of Service. You acknowledge your understanding that these Terms of Service constitute a binding agreement between you and Linus Digital Finance (sometimes referred to as “our”, “we” or “us”) and/or our affiliates. By using the site, you confirm that you accept these Terms of Service and that you agree to comply with them and any applicable laws and regulations. If you do not agree to these Terms of Service, you must not use the site.
Accessing Our Site and Updates to the Site
By accessing this website you confirm you meet the investor eligibility criteria and are happy to proceed based on the information provided. If you are not able to make this confirmation you must not proceed any further and should decline to accept these terms by exiting the site immediately.
Linus Digital Finance grants access to our Site and you a limited right to use our site. Your right to use the Site is subject to your agreement to abide by these Terms of Service in their entirety, and we reserve the right to withdraw, suspend, amend your right to use all or an portion of the site. We will not be liable if for any reason our site is unavailable at any time or for any period.
We reserve the right to make changes to the Site and these Terms of Service at any time without prior notice to you. We advise each time you visit our Site you should review the current Terms of Service.
The information provided onthis website is subject to correction, completion and/or amendment. Whilst the contents of the website have been prepared in good faith, no representation, warranty, assurance or undertaking (express or implied) is or will be made, and no responsibility or liability is or will be accepted by the issuer, any related undertaking or its or any of their respective officers, employees or agents in relation to the adequacy, accuracy, completeness or reasonableness ofthe information, or of any other information (whether written or oral), notice or document supplied or otherwise made available to any interested party or itsadvisers in connection with the information contained in this website and/or the matters contemplated thereby. All and any such responsibility and liabilityis expressly disclaimed. In particular, but without prejudice to the generality of the foregoing, no representation, warranty, assurance or undertaking is given as to the achievement or reasonableness of any future projections, management estimates, prospects or returns contained in this website, or in such other information, notice or document.
We make details of investment opportunities available only to registered and qualified users of the Website. In order to become a qualified user of the Website, you will need to be approved by us.
The information contained in this website may contain material that is interpreted as a "financial promotion" for the purposes of the Financial Services and Markets Act 2000 ("FSMA"). The information provided on this website is provided only for and directed only at persons in the UK to whom such promotions may becommunicated by an unauthorised person pursuant to an exemption under the FSMA (Financial Promotion) Order 2005 (the "FPO"). If you are not such a person, you should exit this website immediately and should not rely on it or take any other action inconsequence of it. Any person in jurisdictions outside the UK should inform themselves about and observe any applicable legal requirements.
The information contained inthis website is for information purposes only and should be read on a confidential basis. This information does not constitute:
• an offer or an invitation to any person in any jurisdiction to or inducement to engage in investment activity;
• a recommendation by or advice from LINUS, Infinity Asset Management LLP or any other person to a recipient of this document on the merits or otherwise of participating in any investment;
• a guarantee, forecast, projection or estimate of any future returns (or cash flows) on any investment; or
• investment, tax, investment orother advice. Prospective investors should consult their own legal, tax, accounting and other professional advisers before making any investment.
Prospective investors should be aware that this website may not provide all the information which isnecessary or desirable to make an investment decision and should undertaketheir own due diligence. This website is not an approved prospectus for the purpose of section 85(1) of FSMA. Where relevant, a prospectus will be prepared which will contain more complete information about the investment and should be read carefully before investing.
Prospective financial information has been based on current expectations about future events and is, however, subject to risks, uncertainties and assumptions that could cause actual results to differ materially from the expectations described in suchprospective financial information.
Any investment involves certain risks. Investors may not get back the full value of their investment and in certain circumstances they could lose all of their investment.
The information on our Site is managed an operated by Linus Digital Finance. Our Platform investment service is available to investors that become members through the Site.
Our platform is available to members that are eligible. If you wish to apply you must self-declare by agreeing to our notice confirming you are a suitable investor and provide evidence of your investor status and eligibility. If you qualify to invest you must meet a certain criteria including a minimum net worth and sufficient prior investment experience and are bound by our minimum investment sum requirements. You can sign-up and invest online. Due to the nature of the investment opportunity our investments are exclusively for Investors that qualify based on FCA as well as BaFin laws and regulations. We offer tech-supported portfolio and asset management, controlling and reporting for members. Our Platform is an exclusive private community. We reserve the right to reject users on such grounds as we see fit, including, without limitation, your knowledge and understanding of investing, your financial status, your capacity to be bound by these Terms and Conditions or the jurisdiction in which you live or are a citizen.
Our investments will be administered by the terms of the Share or Bond agreement, Trust agreement and purchase and transfer contract. To participate in a project, a member invests directly into a Special Purpose Vehicle (SPV) set up for that project and holding the project loan, which is secured by the property under development. The investment security might be structured as an AIF or as a bond instrument. As an alternative to participating in real estate financing for individual projects, we offer you the possibility to invest into a selection of approximately 10 projects at once through a closed-ended special alternative investment fund.
Our Site we do not provide investment advice, legal advice or tax advice. In particular, we will not assess the suitability of an investment in light of your personal circumstances and you are responsible for making your own investment decisions. If you have any doubts on your personal circumstances, you should seek such advice from an own appropriately qualified professional. Although we do make reasonable efforts to update the information on our Site and provide details of our co-investment projects.
Our users must act responsibly and are required to oblige with our platform use of the service:
These Terms of Service to Our Platform set out the contractual obligations as between you, LINUS Digital Finance and our affiliates in connection to our Site. Failure to meet our stratification could result to the limit or removal of exclusive offering to the platform.
Our Site is exclusive to members, to become a member of the Site, you will need to apply to join and be approved by us. We reserve the right to approve and reject applications at our discretion and subject to our internal procedures. Investment amounts start at £100,000 for eligible investors.
You will be required to provide a registration of personal details, a password to register as a member. Your registration details and password are how we identify you and you must keep your details secure and agree not to share your details with non-members. We may from time to time ask you update your password credentials. You are responsible for all information and activity on our Site and any use by anyone using your details. You should not authorise any agent or persons to use your account, as a result you will be liable for any activity. Any breach If your security, loss, theft or unauthorised use of your details must be notified to us immediately.
If you are accepted as a member, you will then be able to access our exclusive investment offers through our Site. A member may only invest on their own behalf, should you want to co-invest in a project, you will be subject to full and detailed Anti-Money-Laundering and Know-Your-Client. We use our third party on an ongoing basis to review your details regarding Anti-Money Laundering and Know-Your-Client. If you do not provide relevant identification documents and any supporting evidence, we hold the discretion to approve your application.
Privacy Notice, Cookies and Updates to the Site
We may collect certain non-personal information when you visit the Site. We may collect this information through our technology. Cookies means a small file placed on your computer or device by Our site when you visit certain web sites. Cookies may enhance your online experience by saving your preferences while you are visiting a particular site.
LINUS Digital finance reserves the right to make changes to the Site and these Terms of Service at any time without prior notice to you. For this reason, each time you use the Site, you should visit and review the then-current Terms of Service that apply to your use of the Site.
LINUS Digital Finance owns the rights to all registered and unregistered trademarks. Nothing on the Site shall be granted any license or right of use any image, trademark, design, logo, copyright and database on the Site. Therefore, anything transmitted from the Site by you becomes our property and may be used by us for any lawful purpose. This website is not to be reproduced or distributed to others (beyond the initial intended recipients ofthe relevant presentation), at any time, without the prior written consent ofthe Issuer. LINUS Digital Finance reserves the rights with respect to intellectual property rights ownership of all material on the Site and will enforce such rights to the full extent of the law.
Term and Termination of Use
These Terms of Service are effective unless and until terminated by either you or LINUS Digital Finance. You may terminate these Terms of Service at any time, provided you discontinue and inform us on closure of your access to the Site. We may also terminate the Terms of Service, in our sole discretion, at any time and may do so immediately without prior notice. Upon termination of the Terms of Service by either you or us, you must destroy any agreements and materials otherwise obtained from the Site, as well as all copies of such materials.
BY USING THE SITE, YOU AGREE THAT ACCESS TO AND USE OF SITE AND RELATED SERVICES IS AT YOUR SOLE RISK AND PROVIDED ON AN “AS IS” AND “WITH ALL FAULTS” BASIS WITHOUT WARRANTIES OF ANY KIND. NEITHER LINUS DIGITAL FINANCE NOR ANY OF THE RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, THIRD PARTY CONTEND PROVIDERS, DISTRIBUTORS, SPONSORS, CONTRACTORS OR THE LIKE (COLLECTIVELY “ASSOCIATES”) WARRANT THAT USE OF THE SITE OR RELATED SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.
UNDER NO CIRCUMSTANCES WILL THE SERVICES UNDER ANY CAUSE OF ACTION WHATSOEVER OF ANY JURISDICTION, INCLUDING, WITHOUT LIMITATION, ACTIONS FOR BREACH OF WARRANTY, BREACH OF CONTRACT OR TORT AND LINUS OR ITS ASSOCIATES BE LIABLE TO YOU OR ANYONE ELSE FOR ANY ELSE FOR ANY DIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER INDIRECT DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES, UNAUTHORISED ACCESS, SYSTEMS FAILURE, COMMUNICATIONS LINE FAILURE, INTERNET FAILURE OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE SITE, CONTENT, INCONVENIENCE OR DELAY AND YOU AGREE NOT TO SEEK TO HOLD LINUS OR ITS ASSOCIATES LIABLE.
These terms and conditions are governed and interpreted pursuant to the laws of England and Wales. If any part of these terms and conditions is deemed unlawful, void or unenforceable, that part will be deemed severable and willnot affect the validity and enforceability of the remaining provisions. None ofthese terms and conditions are enforceable under the Contracts (Rights of ThirdParties) Act 1999 by a person who is not a party to its terms.
If you are dissatisfied with any aspect of this website, or of its contents, yoursole and exclusive remedy is to discontinue use of this website. Notwithstanding the foregoing, nothing inthis document shall exclude any liability for, or remedy in respect of fraudulent misrepresentation.
If you are not permitted to view any materials on this website or are in any doubtas to whether you are permitted to view these materials, please exit this webpage. By proceeding, you are representing that you have understood and accepted the terms, conditions and restrictions noted herein. You also agree that such information will apply to any subsequent access to the website, and that each subsequent access will be subject to the disclaimers, risk warnings and other information set out herein.
Linus Digital Finance
111 Park St